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1 804-212-8663

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duane@coast2coastml.com

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4860 Cox Rd, Glen Allen, VA 23060, United States

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Frequently asked questions

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A mortgage is a type of loan used to buy a home or property. You borrow money from a lender and repay it over time, usually in monthly installments that include principal and interest.
Lenders consider your credit score, income, employment history, debt-to-income ratio, and the value of the property you’re buying before approving a mortgage.

On average, the mortgage process takes 10 days from application to closing. However, the timeline may vary depending on the lender, documentation, and property details.

Usually 10 days, depending on the lender and documents.

Fixed-rate stays the same; adjustable-rate can change over time.