Avoid affecting your credit score

I can provide guaranteed findings without any hard inquiries on your credit—just ask about my soft pull credit option.

Trusted Foundation. Purpose-Driven

At Create Your Rate, we are built on a strong foundation of trust, driven by a clear sense of purpose, and dedicated to keeping you at the heart of everything we do. We understand that securing a mortgage is one of the most important financial decisions you will make, and our mission is to guide you through the process with confidence and clarity.

Confidence comes with learning

Home Buying

Home buying is one of the most significant financial and personal decisions in life. It involves.

01

Calculators

Calculators are essential tools designed to perform mathematical operations quickly and accurately.

02

Helocs

A Home Equity Line of Credit (HELOC) is a flexible loan that allows homeowners to borrow against the equity.

03

Refinancing

Refinancing is the process of replacing your existing loan with a new one, typically to secure.

04

Trust the Create Your Rate

At Create Your Rate, we believe that securing a mortgage should be simple, transparent, and personalized to your needs. Whether you’re buying your first home, refinancing, or exploring investment properties, we’re here to guide you every step of the way.

Frequently asked questions

Still have a questions?

We’re here to help! If you need more information
A mortgage is a type of loan used to buy a home or property. You borrow money from a lender and repay it over time, usually in monthly installments that include principal and interest.
Lenders consider your credit score, income, employment history, debt-to-income ratio, and the value of the property you’re buying before approving a mortgage.

On average, the mortgage process takes 10 days from application to closing. However, the timeline may vary depending on the lender, documentation, and property details.

Usually 10 days, depending on the lender and documents.

Fixed-rate stays the same; adjustable-rate can change over time.

Free NoTouch Credit

Your Credit is Safe with Us

Discover your loan options and true buying power with our NoTouch Credit System . We get you pre-approved without a single credit hit.

With our Free NoTouch Credit service, you can instantly see where your credit stands—without triggering a hard inquiry or lowering your score. Traditional credit checks often leave a mark that lenders can see, but our process uses a soft pull—completely safe, private, and impact-free.

Top Tips for HomeBuyers and Investors

Find out how to get prequalified for a mortgage without affecting your credit score, and what benefits it offers.

What Customers Say About Working With Duane Buziak Mortgage Maestro